The state of Texas requires that you insure your vehicles and all licensed drivers of the household for at least $25,000 bodily injury per person, $50,000 bodily injury per accident and $25,000 property damage per accident, or $25,000/50,000/25,000. Is this enough? That has to be your decision, but keep in mind that we offer limits up to $5,000,000 or more.
Don’t forget Uninsured/Underinsured Motorists coverage. If you are injured or your car is damaged by a hit and run driver or a person without insurance, we will take care of the damages up to the limit you’ve selected with a $250 ded on your car.
We also recommend Personal Injury Protection or Medical coverage to help with medical bills from an auto accident. Physical damage or Comprehensive and Collision may be required by your bank or you may want it just because your car is still worth a lot.
When shopping for auto insurance, review each coverage with your agent to explore all of your options. You may be surprised to learn that towing and roadside service can be as low as 33 cents per month.
Sure we can insure your auto at preferred rates, but you gotta quit smoking to get our super low cost term life.